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KOHIMA, Oct 16: Addressing the media personnel on Financial Inclusion Camp-Mudra Promotion Campaign on Monday at Chief Secretary’s Conference Hall, Nagaland Chief Secretary, Pankaj Kumar, IAS, said it was a flagship programme initiated by the Central Government where every State had been directed to conduct special camp so as to highlight various services and programs about the Financial Inclusion Scheme. In pursuance of this, the State Government has decided to conduct special camp on 17 October 2017 where the Minister of Health & Family Welfare, Imkong L. Imchen will grace as Chief Guest.
While briefing the media, the Chief Secretary said the main objective of Mudra loan was to focus on young entrepreneurs by extending loan to beneficiary in 3 categories such as SHISHU, KISHOR & TARUN where a “beneficiary can avail loan up to 50 thousand, 50 thousand to 5 lakhs and up to 10 lakhs respectively.”
Stressing on the importance of media, Kumar said the main purpose of organizing Financial Inclusion Camp was to sensitize the people and create awareness about various schemes and programs so that the maximum number of people would be benefitted. In view of this, he said the Finance Department was the nodal Department where the OSD Finance, Taliremba is the Mission Director. Emphasizing the importance of cooperation, he urged the concerned department and media to actively cooperate with banking fraternity.
He also presented some information about the Financial Inclusion Schemes implemented till 30th September 2017. Under PMJDY, 2,12,765 new bank accounts have been opened by 29 banks whereas under PMJYBY, a total of 33,830 persons have been brought under social security network. Under PMSBY & APY, 65,830 & 1852 persons have been covered respectively. He said Mudra loan scheme has three categories of loans – Under SHISHU, 12691 beneficiaries were benefitted in Nagaland and the total amount disbursed was Rs. 40.16 crores, under KISHOR, 3837 accounts have been opened and an amount of Rs. 90.76 crores was disbursed, under TARUN, 1297 accounts have been opened and an amount of Rs. 86.07 crores was disbursed to the beneficiaries. Under Stand-up India scheme loan up to Rs. 1 crore can be availed by a beneficiary for a specified enterprise, 89 accounts have been created and an amount of Rs. 29.24 crores has been disbursed to the beneficiaries in the State. He also added that the loans can be availed approximately at an interest rate of 12% annually.
He also mentioned about the 3 schemes launched in 2015 by the Prime Minister, Narendra Modi – PMJJY which provides life insurance cover of Rs. 2 lakhs, PMSBY which covers accidental insurance scheme and APY, a pension scheme focused on the unorganized sector workers which guarantee a minimum pension of Rs. 1000 per month.